Don't go buying it and think that you have an easy out with a refund if you can't see anything. She very well could be "naked" but covered up so you don't see anything. It's not as if she hasn't done handbras and implied stuff before. This is just some variation of the latest grift pushed by her scumbag agency.
But definitely always be on the lookout for the easy-outs with the refund stuff of course, in case those fucktards do happen to mess something up with their wording, like they've done before.